Even though Enterprise Bank focuses primarily on its business clientele, it offers many similar advantages for its personal account customers. Enterprise Bank offers superior deposit interest rates on its personal banking accounts. Our goal is to make sure our depositors’ funds work hard for them.
Enterprise Bank is focused on bringing convenience, superior service, and excellent earning power to personal accounts and our community.
Looking for a checking account that pays interest? Our Simplicity Consumer Checking Account is the one for you. It is an interest-bearing account with unlimited check writing privileges. Interest is calculated by the daily balance method, which applies a daily periodic rate to the principal in the account each day. Interest will be accrued daily and paid to the account on the last business day of the month.
Features
- Account earns interest at higher rates
- Check writing ability
- UNLIMITED Bank-by-Mail
- 24-hour ATM debit card with UNLIMITED deposits, withdrawals, transfers & purchases
- Wide selection of personalized checks available
- FREE baseline check orders
- Certified checks with NO fee charged
- Monthly statement with imaged checks
All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.
To learn more about a Simplicity Consumer Checking Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.
The free consumer checking is a non interest bearing account with no minimum balance. The account also has unlimited transactions for your convenience. Electronic statements are required for the free account at no charge. A VISA debit card is also available for your convenience in accessing your account.
Features
- Non-interest earning account
- UNLIMITED Check writing ability
- Bank-by-Mail
- 24-hour ATM debit card with UNLIMITED deposits, withdrawals, transfers & purchases
- Wide selection of personalized checks available
- FREE baseline check orders
- Monthly statement with imaged checks
- Electronic statements required
Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.
To learn more about a Free Consumer Checking Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.
Enterprise Bank is a great place for starting a new personal savings account. Our most popular personal account is the Simplicity Consumer Savings. Interest is accrued each day based upon your balance. In any one statement cycle no more than (6) automatic, preauthorized or telephone transfers from the account are permitted due to regulatory requirements. Automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to $10.00 excess withdrawal fee per transfer.
With no minimum balance and competitive interest rate, you can be assured that you are making the most of your funds for future use. Our friendly Client Service Representatives can help you with any deposits or withdrawals you may have. Or if you are unable to come to the bank, you can have unlimited Bank-by-Mail and an ATM debit card.
Click Here for Current Rates!
Click Here for Current Rates!
Features
- Aggressive interest rate
- UNLIMITED in-person withdrawals
- UNLIMITED Bank-by-Mail
- 24-hour ATM debit card with UNLIMITED withdrawals
- Monthly statement
- FREE Enterprise Connection Internet Banking
All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.
To learn more about an Associate Savings Account at Enterprise Bank, please contact a Client Service Representative at (412) 487-6048.
Enterprise Bank offers competitive rates on certificate of deposit and IRA accounts as well as a variety of terms. In addition to the competitive rates, we offer the option for interest credits on the accounts:
- Monthly add back to the certificate/IRA
- Monthly check
- Monthly transfer to an Enterprise checking or savings account
- Monthly ACH transfer to another bank
The minimum balance requirement on certificate of deposit and IRA accounts is $500 for both consumer and commercial accounts. Penalties will be imposed for early withdrawal.
To learn more about Certificate of Deposits/IRA accounts at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.
By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH ENTERPRISE FINANCIAL SERVICES GROUP, INC.
Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.
What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.
