Unlike many other banks, when you have a question about one of your accounts your phone call will be answered by your Relationship Manager or one of our friendly Client Service Representatives.
Customer Service is key! We pride ourselves in making your account opening experience painless. When you come to the Bank, you will not waste your time standing in a line to speak to a teller at a window. You will be able to sit down in a relaxed environment where you can feel comfortable to conduct your business.
At Enterprise Bank, personalized service is more than just a catchphrase. We believe that every one of our clients deserves the attention needed to get honest answers to their banking questions, problems and concerns. Moreover, they deserve it in a timely manner.
In order to cater to the small businesses we serve, Enterprise Bank provides three unique accounts for our business clients to choose from: Simplicity Business Checking, Limited Business Checking, and Simplicity Business Savings. These accounts are just that, Simple! Your Relationship Manager and our Client Service Representatives will be able to provide personalized service to get your accounts set up.
Unlike many other banks, Enterprise Bank’s Simplicity Business Checking is a checking / transactional account that accrues interest at a level similar to a savings or money market account. As such, there is no need to move money around from your checking to savings or money market account to earn interest. This also eliminates the regulatory restriction of six transfers a month. It offers simplified checking to all businesses, including corporations, sole proprietorships, non-profit organizations and more.
Features
- Competitive interest rates
- Compounded monthly interest
- Monthly statement with imaged checks included
- UNLIMITED Bank-by-Mail
- FREE Enterprise Connection Internet Banking
All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.
To learn more about Simplicity Business Checking at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.
The limited checking account is a non interest bearing account that allows your business up to 100 free transactions a month. Any transaction over 100 will be charged a per transaction fee. The statement options include electronic and paper. A fee for the paper statement option will be charged.
Features
- Monthly statement with imaged checks included
- UNLIMITED Bank-by-Mail
- FREE Enterprise Connection Internet Banking
- VISA Debit Card Available
- Paper or electronic statement available
Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.
To learn more about Limited Business Checking at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.
Enterprise Bank is consistently ranked among the top financial institutions in the Pittsburgh region for its remarkably high interest rates. The Simplicity Business Savings Account is no exception. Built to give business owners an option to set aside company funds for future use, the Business Savings Account offers premium rates and a low minimum balance. In any one statement cycle no more than (6) automatic, preauthorized or telephone transfers from the account are permitted due to regulatory requirements. Automatic, preauthorized or telephone transfers in excess of six per statement cycle are subject to $10.00 excess withdrawal fee per transfer.
Features
- Superior interest rate
- UNLIMITED in-person withdrawals
- UNLIMITED Bank-by-Mail
- FREE Enterprise Connection Internet Banking
- 24-hour ATM debit card
- Monthly statement
All rates listed are variable and subject to change after the account is opened. Fees may reduce account earnings. Please refer to a Schedule of Fees and Service Charges for a complete and current list of fees and service charges.
To learn more about a Simplicity Business Savings Account at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.
Enterprise Bank offers competitive rates on certificate of deposit and IRA accounts as well as a variety of terms. In addition to the competitive rates, we offer the option for interest credits on the accounts:
- Monthly add back to the certificate/IRA
- Monthly check
- Monthly transfer to an Enterprise checking or savings account
- Monthly ACH transfer to another bank
The minimum balance requirement on certificate of deposit and IRA accounts is $500 for both consumer and commercial accounts. Penalties will be imposed for early withdrawal.
To learn more about Certificate of Deposits/IRA accounts at Enterprise Bank, please contact your Relationship Manager or a Client Service Representative at (412) 487-6048.
By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).
Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH ENTERPRISE FINANCIAL SERVICES GROUP, INC.
Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.
What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.
